Steven L. Lopata, CPA Ltd.

Financial Planning

Financial planning one of the most important yet often avoided matters concerning a family or individual's future. To properly map out an effective plan, a professional must look at the client's entire financial picture. The client should consider their financial goals as well as their current needs. A basic financial plan should look at; Accounting

Current cash flow and the household budget,

Insurance coverage for one's life, health, personal assets and other considerations,

Investment asset allocations including an analysis of the client's risk tolerance,

Income and estate tax planning matters,

Planning for college costs and retirement.

We all know that financial planning services are offered through many providers, however it is the opinion of this firm that one should seek the services of a fee based professional instead of a commissions based salesman. Our firm is constantly approached by insurance companies, brokerage houses and other financial institutions in an effort to get us to offer our clients their products on a commissions basis. However our policy is that it is in our clients' best interest for us to stay independent of any such third party relationships. We have the experience, education and training to offer full financial planning without compromising our independence.

You can get the process started immediately by calling our office. Please take a look our firm's Financial Planning Questionnaire (requires Adobe Reader^®) to get an idea of the information we need to get started.

Tel. 847.433.4809

Member of
American Institute of Certified Public Accountants, Illinois CPA Society,
Association of Certified Fraud Examiners & Association of Certified Anti-Money Laundering Specialists